Pretty 2 story brick home

Closing costs are the fees and expenses required to complete a real estate transaction. These costs go beyond your down payment and monthly mortgage payments and can be negotiable between the buyer and seller. Did you know? Some of these costs may be included in your loan, reducing your out-of-pocket expenses at closing. Your mortgage…

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Frustrated man holding bills at computer

Whether you’re buying your first home or your tenth, chances are you have some questions about home financing. At , we’re here to make the process simple, stress-free, and even a little exciting. We love helping homebuyers explore their mortgage options so they can make confident decisions—and save big in the long run. Here are…

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Daniel Stephens - Mortgage Broker in Indiana & Kentucky

Hi there, and welcome! I’m so glad you’re here. At Closing with Daniel, it’s just me—your dedicated mortgage expert—ready to guide you through one of life’s biggest financial decisions. Whether you’re buying your first home, refinancing to save, or exploring financing options, you’re in the right place. Who I Am I’m Daniel, the heart and…

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