Today's Mortgage Rates in Indiana & Kentucky

Mortgage rates change daily, and staying up to date can help you save thousands over the life of your loan. Whether you're a first-time homebuyer, refinancing, or investing, knowing today’s mortgage rates ensures you make the right financial move.

Current Mortgage Rates for Home Loans

At Closing with Daniel, we work with over 250 lenders, giving you access to some of the best mortgage rates in Indiana & Kentucky. Rates vary based on loan type, credit score, down payment, and market conditions. Here’s a look at some common loan programs:

Conventional Loans – Great for buyers with strong credit and a solid down payment.
FHA Loans – Ideal for first-time homebuyers, requiring as little as 3.5% down.
VA Loans – Exclusive to veterans and active-duty military with zero down payment.
USDA Loans – Designed for rural homebuyers, offering 100% financing.
Jumbo Loans – For high-value homes that exceed standard loan limits.
Investment Loans (DSCR, Fix-and-Flip) – Perfect for real estate investors looking to expand their portfolio.

What Affects Mortgage Rates?

Several factors influence the mortgage rate you qualify for:

  • Credit Score – Higher scores get better rates.
  • Loan Term – 15-year loans typically have lower rates than 30-year loans.
  • Down Payment – Larger down payments can unlock better rates.
  • Market Trends – Economic conditions impact daily rate fluctuations.

Get Your Personalized Mortgage Rate Today!

Your perfect mortgage rate depends on your unique financial profile. Contact Closing with Daniel today to get a custom rate quote and lock in the best deal for your home loan!